Umbrella Company Mortgage
As the landscape of the contracting world continues to change – you may have moved into an employed position or you have had to change your career path due to IR35 – but that doesn’t mean you have to go elsewhere for mortgage advice.
It's crucial to apply through an experienced broker like Super Contractors, who collaborates with lenders familiar with this employment structure.
The good news is that being an agency worker or temporary contractor under an umbrella company doesn't make securing a mortgage impossible; however, it may limit your options for potential lenders.
Below is typically what a mortgage lender is looking for when securing a mortgage:
- A signed contract
- Available payslips
- Consistent basic pay
- Reputable umbrella company
Our expert mortgage advisers are fully knowledgeable and know exactly what mortgage lenders need whether you are employed or contracting. We have a team of expert advisers that can help secure the right mortgage for you.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
This firm charges a fee of up to £795 for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
How we can help
There are many benefits to working with an experienced mortgage adviser
Document Support
Our advisers assist you in preparing all necessary paperwork for your mortgage application, ensuring you meet lender requirements.
Credit Report Review
We review your credit reports to identify and correct any inaccuracies that may impact your approval chances.
Access to Suitable Lenders
With our knowledge of the lending landscape, we identify mortgage lenders who are more favourable to temporary or agency contracts, securing the most suitable rates for you.
