You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
Help To Buy: Shared Equity
Help to Buy: Shared Equity helps you purchase a new build home from a participating home builder without having to fund all of the purchase price. The scheme is open to first time buyers and home movers in England (except London see London Help to Buy) purchase properties valued up to a maximum £600,000.
Your mortgage and deposit must cover a combined minimum of 80%, the Government therefore takes equity of up to 20% of the purchase price and this can be repaid at any time.
The scheme is only available on new build homes from participating lenders, up to a maximum of £600,000
You will contribute a minimum 5% of the deposit
Mortgage and deposit combined makes up a minimum of 80% of the total purchase price
The Government takes an equity stake of up to 20% of the value of the property – no annual interest is charged on the equity stake
The Goverment’s equity stake can be repaid at any time and will be based on the value of the property at the time of repayment
The property being purchased must be your only residence.
No other property should be owned at the time your mortgage is completed.
We do not charge a fee for our services, we receive commission from the provider.
Many reasons to join us.
No broker fee.
We will never charge you for any advice or service that we provide.
Super-fast responsive service, we’ll call you back at time convenient for you.
Access to a comprehensive panel that includes exclusive deals not available direct from lenders on the high street.
We’ve helped hundreds of contractors throughout the UK obtain a mortgage.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOUR CAR MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR FINANCE.
YOUR COVER MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR POLICY.
Super Contractors is a trading name of Contract Mortgages Ltd, registered in Scotland at 1st floor, 207 Bath Street, Glasgow, G2 4HZ SC465654. Contract Mortgages Ltd is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice. The Financial Conduct Authority does not regulate some forms of Buy to Let. The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.
This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products by email.